Financial wellbeing


Money worries can be a major cause of stress and lost sleep which can impact daily life. There are a number of FREE and impartial financial wellbeing services backed by government that can provide you with information, guidance and tools to assist with budgeting and saving, debt management and pension’s advice.

Can we help you?


The Healthier Together Support Network can offer advice and support on a range of issues or refer you to local and national specialist services. We offer a completely confidential service, and are separate from your employer’s own mental health and occupational health services.

There is a range of free support options available to people experiencing money worries – we highlight some useful resources below.

Useful resources


Support for NHS Colleagues

Money Advice Service

NHS colleagues can call a dedicated support line provided by the Money Advice Service, for free and impartial money advice Monday to Friday, 8am to 6pm: 0800 448 0826.
NHS WhatsApp: add +44 7701 342 744 to your WhatsApp to send the Money Advice Service’s national support team a message for help with sorting out debts, credit questions and pensions guidance.
Webchat: Chat to one of the Money Helper Advice Service team via their online portal.
Website: https://www.moneyhelper.org.uk

NHS Pension Scheme Ready Reckoner

Use the NHS Pension Scheme Annual Allowance Tax Ready Reckoner on the NHS Employers website to assess your annual allowance liability. The ready reckoner provides members of the NHS Pension Scheme with:

  • a broad insight into their annual allowance position
  • an indication as to whether the tapered annual allowance may apply to their circumstances
  • an estimated breakdown of the total annual cost of scheme membership
  • an estimate as to how much their annual NHS Pension is projected to increase by over the next year.

Website: Click here

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